If you’re something of a collector and you have more than one car then you’ll want to make sure that they’re as safe as possible.
For most collectors, their cars are their pride and joy and they will go to great lengths to keep the safe.
Minimising the risk of theft and vandalism
When thinking about how to keep your fleet safe you want to take any steps you can to minimise the risk of theft and vandalism. The best way to do this is by storing your vehicles safely in a locked garage. The chance of your vehicles being broken into or vandalised increases greatly if they’re parked on the street or even on a driveway.
Another step you can take to make the vehicles in your fleet more secure is to ensure that whenever you use one of them, you always park securely and don’t leave anything of value on display. One of the most common reasons vehicles are broken into is because opportunist thieves notice a bag, wallet, phone or other potentially valuable item on full display.
Car keys are sometimes stolen from inside houses, especially when they’re left on display near a door. You should therefore never leave your car keys on display in your house. You can get blinds fitted to any windows or bifold doors to reduce visibility from outside. These days, there a big selection of bifold door blinds to choose from, so you shouldn’t have any trouble finding some that are perfect for your home.
Getting the right cover
One of the most important things to take care of when you have multiple cars is to get the right cover for them. Even if you only have a small fleet of say 3 or 4 cars, you still qualify for fleet insurance. Fleet insurance will enable you to insure all your cars together rather than on separate policies. Not only is fleet insurance much more convenient than getting separate policies for each of your vehicles but usually works out a lot cheaper too.
Below are some of the common options you can have included as part of a fleet insurance policy –
- Road risks – The basis of any fleet insurance policy is cover for road risks. You can pick from the usual options i.e third party only, third party fire & theft; and fully comprehensive.
- Liability claims – You can also have cover for liability claims included in your policy. Many private owners don’t feel that public liability insurance is necessary but if you’re driving a very expensive car and were to kill or injure a pedestrian then you could easily find yourself on the end of a liability claim.
- Agreed valuation policies – If your vehicles are valuable then an agree valuation policy is a very good idea. It will ensure that if one of them is written off and needs to be replaced, you’ll get the full value of the vehicle and not its ‘market price’.